LIFE INSURANCE

AFFORDABLE LIFE INSURANCE CHOICES

At Argallus Financial Group, we want to make sure you have all the information you need to confidently make the best decisions for your family. We partner with over multiple insurance carriers so we can provide you with a completely customized plan, providing the coverage you need. Whether you’re deciding between life insurance options, looking for mortgage protection, or considering final expense coverage, our agents are here to help you decide which insurance plan best fits your needs, and is well within your budget.

Term Life Insurance

Provides affordable, temporary coverage. The premium is often the least expensive of all types of life insurance because the premium amount is level for a limited term.

Term life insurance is considered the most affordable type of life insurance. Coverage is set for a fixed period of time that you choose, anywhere from 10 to 30 years, depending on your age and health. Many term life plans can be purchased without the need for a physical exam. We offer several term life options so that the coverage you select best matches your needs.

Universal Life Insurance

Combines death benefit protection with the opportunity to grow cash value based upon the upward movement of stock market indexes – without the risk of investing directly in the market.

Universal Life is a permanent life insurance with flexible premiums and adjustable benefits. In addition to its cash values, which can be used for children’s educations, it can supplement retirement income and be used for incidental expenses. This plan is considered to be the most flexible type of life insurance.

Are You Covered?:

Only 6 out of 10 Americans have life insurance. Just 3 out of 10 are adequately insured. Essentially that means that 7 out of 10 American families will struggle after the death of the insured because there’s not enough money to settle all debts, funeral costs, and so on.

See why your neighbors have been talking to us.

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