At Argallus, we know you want a stress-free retirement. To do that, you need a plan that provides a stable and growing income that lasts all the years of your retirement and that of your spouse if you are married.
The problem is that there is a lot of misinformation about the best way to plan for retirement, leaving you unsure about what to do.
We believe no one should struggle with retirement because they don't know what to do. We understand how confusing it can be to try to navigate this alone, which is why, as Fiduciaries, we have helped countless people achieve financial security and plan for their future.
Written Retirement Income Plan:
A foundation may not be the most exciting part of your home to look at, but without a solid foundation, your dream home would quickly collapse.
A written clearly defined income plan is the equivalent of a solid foundation during retirement. It should be clear, easy to understand and follow, provides income no matter what the stock market does, and provides increasing income to offset inflation.
Your plan should evolve with you as your life changes, including any significant health event like Long Term Care or Dementia Care.
When you retire, you will no longer receive the same paycheck you did while working. You may have several sources of income to provide your retirement check, but many people have less than what they need. This shortfall is called an Income Gap or Shortfall.
Now is the time to prepare to turn the funds that you've saved through an IRA, 401k, 403b, 457, TSP, or other savings into an income stream that will grow with inflation to cover that gap. Once the Income Gap is covered, you have much more freedom with your remaining savings.
But what's the best way to do that? That depends on you, your needs, your goals, and the amount of savings you have. A written financial plan will help you know what to do and, just as important, why you are doing it.
ITEMS TO CONSIDER:
Will Taxes Impact Your Plan?
The U.S. is at historically low tax rates which may provide you an opportunity to convert your tax-deferred accounts to tax-free accounts.
1. DISCOVERY
2. ANALYZE
3. VISION
4. INTEGRATE
5. REALIZE
6. OBSERVE
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Advisory services are offered through TACTIVE ADVISORS, LLC, a Delaware limited liability company.
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The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.
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