At Argallus Financial Group, we want to make sure you have all the information you need to confidently make the best decisions for your family. We partner with over multiple insurance carriers so we can provide you with a completely customized plan, providing the coverage you need. Whether you’re deciding between life insurance options, looking for mortgage protection, or considering final expense coverage, our agents are here to help you decide which insurance plan best fits your needs, and is well within your budget.
Provides affordable, temporary coverage. The premium is often the least expensive of all types of life insurance because the premium amount is level for a limited term.
Term life insurance is considered the most affordable type of life insurance. Coverage is set for a fixed period of time that you choose, anywhere from 10 to 30 years, depending on your age and health. Many term life plans can be purchased without the need for a physical exam. We offer several term life options so that the coverage you select best matches your needs.
Combines death benefit protection with the opportunity to grow cash value based upon the upward movement of stock market indexes – without the risk of investing directly in the market.
Universal Life is a permanent life insurance with flexible premiums and adjustable benefits. In addition to its cash values, which can be used for children’s educations, it can supplement retirement income and be used for incidental expenses. This plan is considered to be the most flexible type of life insurance.
Pay off your home if you pass away, pay your home off 7-10 years early if you live!
A home mortgage is typically any American family’s biggest investment and their largest monthly expense. Mortgage protection insurance is more than just a safeguard, it's an investment into your family’s future. With the proper coverage, you can rest easy knowing your family will never lose their home, even if an unthinkable tragedy should occur.
The average funeral costs between $8,000 and $12,000.
Final expenses are costs that arise at the time of a person's death, including burial costs and medical expenses. Final Expense is a whole life insurance policy designed to pay off these expenses upon death and enables families to properly grieve their loved ones without the burden of large debts or unplanned costs.
- According to the 2015 Insurance Barometer Study, when asked what the annual premiums would cost to insure a healthy 30-year-old, most of the people surveyed estimated the cost to be between $400 and $1000 year.
The actual price for a policy like that is actually only $160/year.
Only 6 out of 10 Americans have life insurance. Just 3 out of 10 are adequately insured. Essentially that means that 7 out of 10 American families will struggle after the death of the insured because there’s not enough money to settle all debts, funeral costs, and so on.
- According to the 2015 Insurance Barometer Study, when asked what the annual premiums would cost to insure a healthy 30-year-old, most of the people surveyed estimated the cost to be between $400 and $1000 year.
The actual price for a policy like that is actually only $160/year.
Only 6 out of 10 Americans have life insurance. Just 3 out of 10 are adequately insured. Essentially that means that 7 out of 10 American families will struggle after the death of the insured because there’s not enough money to settle all debts, funeral costs, and so on.
If you have time to prepare for a future Long-Term Care or Dementia Care Plan, then you have a number of options available to you for consideration.
Our goal is to show you how to use little know laws and strategies that can assist you with getting Tax-Free Dollars for Long-Term Care. CLICK the button below to get started:
If you are currently paying for, or you are getting ready to begin paying for, Long-Term/Dementia Care, then you may still have some options available to you.
Our goal is to show you how to use little know laws and strategies that can assist you with getting Tax-Free Dollars for Long-Term Care. CLICK the button below to get started:
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Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges, and holding periods which vary by insurance company. Annuities are not FDIC insured.
The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.
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